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How long do you have to wait to apply for a mortgage after a job change?

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Legally Reviewed by:

Tyler Arnaiz

August 29, 2025

12 years of experience

Personalized attention with one-on-one service

Wide range of options

You may not have to wait 2 years after changing jobs before applying for a home loan. Certain job changes have no wait, while others may set you back 1-2 years.

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