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Why work with us?
Wide range of options
Access a variety of loan products that can be tailored to meet your unique needs.
Expertise and experience
With over 12 years of experience, we know how to navigate complex loan situations.
Competitive rates
Benefit from our ability to shop around and find you the most competitive rates.
Personalized attention
Our one-on-one service ensures you're always making informed and confident decisions.
I can’t recommend him enough!
We absolutely love working with Tyler. He helped us with our home loan as well as a refi later. As first time homebuyers he made the process so easy and stress free for us.
Closed the Loan Fast
Tyler exceeded our expectations with the loan process. He was able to get the loan completed in a very short period of time and answered all of my questions.
Went Above and Beyond
Tyler helped me with my loan on my Sun City Home. I was out of state and he kept me informed throughout the process. He even showed up at the closing.
Quick and Knowledgeable
Tyler was knowledgeable and had great communication. We really appreciated his quick turnaround on documents and explanation of loan details.
Hassle-Free Experience
Tyler was knowledgeable and a great communicator. He was happy to answer any of our questions. He made this process hassle-free.
I can’t recommend him enough!
We absolutely love working with Tyler. He helped us with our home loan as well as a refi later. As first time homebuyers he made the process so easy and stress free for us.
Closed the Loan Fast
Tyler exceeded our expectations with the loan process. He was able to get the loan completed in a very short period of time and answered all of my questions.
Went Above and Beyond
Tyler helped me with my loan on my Sun City Home. I was out of state and he kept me informed throughout the process. He even showed up at the closing.
Quick and Knowledgeable
Tyler was knowledgeable and had great communication. We really appreciated his quick turnaround on documents and explanation of loan details.
Hassle-Free Experience
Tyler was knowledgeable and a great communicator. He was happy to answer any of our questions. He made this process hassle-free.
Real stories, real success
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How can we help you today?
Get pre-approved
See how much you can afford and shop for homes with confidence.
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Interest rates are down to 4.560%
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Discover mortgage insights and best practices
The Role of Mortgage Brokers in the Home Buying Process
FHA Loans Explained: Benefits for First-Time Home Buyers
Reverse Mortgage: How It Works and Who Can Benefit
Frequently asked questions
Find useful answers and information about the mortgage process and the services we offer.
What makes Arnaiz Mortgage different?
Our personal touch, range of options, and commitment to help you achieve your financial goals with ease and confidence.
How do I start the loan process?
Begin with our simple online application to get pre-approved quickly or schedule a call with us if you want more information.
Can I refinance my current mortgage?
Absolutely! We’ll help you navigate the best options for refinancing and find a solution that meets your unique situation.
What if I'm a first-time homebuyer?
Then you’re in the right place! We specialize in guiding first-time buyers through the mortgage process with ease.
How fast can I close on a home?
The closing time varies from one loan type to another, but with our efficient process, we can help you close within 30 days or less.
How can I get the most competitive rate?
We compare multiple lenders to find you the most competitive rates.
A reverse mortgage is a financial tool that allows homeowners aged 62 or older to convert a portion of their home equity into tax-free income while still retaining ownership of their home. One of the main benefits is the ability to supplement retirement income, providing financial flexibility for daily living expenses, medical bills, or other needs. Unlike traditional loans, repayment is deferred until the homeowner sells the home, moves out permanently, or passes away, allowing them to stay in their home without monthly mortgage payments. Additionally, reverse mortgages can be tailored to provide a lump sum, monthly payments, or a line of credit, offering customizable financial solutions. #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice #homeloans #refinance
#homepurchase #rates
#yourmortgageconsultantforlife
Excited to announce we are now licensed in Alabama. We can now do loans in AL, AZ, CA, CO, & TX. #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage
Super excited about this one. Borrower came to me for a second opinion because his max payment was tight and he had talked to a lender and felt the rate was kind of high. He found a condo he wanted to write an offer on but needed the numbers to work.
I was able to get a rate 1% lower than the other lender. Difference of $180/month. Realtor wanted to do a quick close to make offer look good. Other lender said they needed 3 weeks, I said give me 2.
11 days from disclosures to clear to close on a Condo with an appraisal. Who said brokers can’t close quick?
Crazy day today. Had a file that faced some challenges out of our control. The house had tenants from hell that wouldn’t allow appraiser or inspector in the property, so we had to do our appraisal last minute. It came in just in time to meet closing, but got hit with a lovely surprise: the tenants stole the stove and also broker a window before moving out, so we had repair conditions added right before closing.
Realtor rushed to get those taken care of and we got our clear to close last night. Buyer really wanted to close before the weekend, but the issue was he was working in Surprise and title was in Tempe, so he couldn’t make that happen in time to close. So we came up with the last minute plan to sign at my office so I could scan all the documents and send them to closing/title myself to ensure we met the wire cutoff. Just barely made it, but we funded/recorded today and buyer couldn’t be happier.
Shout out to my awesome realtor Cecilia Mulroy for searching Facebook marketplace and offer up for a spare window. Couldn’t have wrapped this up this fast without you. Thanks to my Kind Lending rep Nichole Dritsas for making sure we got docs ASAP after our clear to close.
Are you 62 or older with a lot of equity in your home and looking for a way to free up cash flow? A Reverse Mortgage may be a great option. There are a lot of misconceptions about Reverse Mortgages, so here is a quick guide on key points. #interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #reversemortgage
Now licensed in 4 different states #interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice
Consolidating debt onto a HELOC can sometimes help lower payment or pay off faster if you continue to make same payments.
#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice #homeloans
I’ve had multiple bad experiences with someone using a friend or family member as their realtor. A lot of times it’s someone inexperienced who doesn’t do real estate full time. Make sure if you use a friend or family member they are an experienced full time realtor.
#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice
Renovation loans can be a great option to get a house for cheaper, while allowing you to include the cost of renovations in the loan.
#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice
Is a larger down payment the smart move? Only when necessary. If you can afford the mortgage with a smaller down payment, keep the extra cash & put the smaller down payment.
#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice #homeloans
When doing your pre-approval, make sure you also discuss your max payment. That way you make sure you’re qualifying for a purchase price you’re comfortable with.
#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips
If you’re purchasing a home, make sure you follow these steps to ensure the lender is giving you a fair deal.
#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice #homeloans