Access mortgage loans and rates that feel like home

Get a tailored loan that turns "one day" into day one of home ownership.

Today’s mortgage rates

Why work with us?

Wide range of options

Access a variety of loan products that can be tailored to meet your unique needs.

Expertise and experience

With over 12 years of experience, we know how to navigate complex loan situations.

 Competitive rates

Benefit from our ability to shop around and find you the most competitive rates.

Personalized attention

Our one-on-one service ensures you're always making informed and confident decisions.

I can’t recommend him enough!

We absolutely love working with Tyler. He helped us with our home loan as well as a refi later. As first time homebuyers he made the process so easy and stress free for us.

Amanda W.
Closed the Loan Fast

Tyler exceeded our expectations with the loan process. He was able to get the loan completed in a very short period of time and answered all of my questions.

Danielle B.
Went Above and Beyond

Tyler helped me with my loan on my Sun City Home. I was out of state and he kept me informed throughout the process. He even showed up at the closing.

Joan S.
Quick and Knowledgeable

Tyler was knowledgeable and had great communication. We really appreciated his quick turnaround on documents and explanation of loan details.

Sabrina E.
Hassle-Free Experience

Tyler was knowledgeable and a great communicator. He was happy to answer any of our questions. He made this process hassle-free.

Roger A.
Homebuyer
I can’t recommend him enough!

We absolutely love working with Tyler. He helped us with our home loan as well as a refi later. As first time homebuyers he made the process so easy and stress free for us.

Amanda W.
Closed the Loan Fast

Tyler exceeded our expectations with the loan process. He was able to get the loan completed in a very short period of time and answered all of my questions.

Danielle B.
Went Above and Beyond

Tyler helped me with my loan on my Sun City Home. I was out of state and he kept me informed throughout the process. He even showed up at the closing.

Joan S.
Quick and Knowledgeable

Tyler was knowledgeable and had great communication. We really appreciated his quick turnaround on documents and explanation of loan details.

Sabrina E.
Hassle-Free Experience

Tyler was knowledgeable and a great communicator. He was happy to answer any of our questions. He made this process hassle-free.

Roger A.
Homebuyer

Real stories, real success

Discover why our clients trust us with their biggest decisions.

How can we help you today?

Get pre-approved

See how much you can afford and shop for homes with confidence.

Apply for pre-approval
 Request a quote

Compare our rates and find the perfect loan for your new home.

Get a quote
Talk to an expert

See how much you can afford and shop for homes with confidence.

Let’s talk

Interest rates are down to 4.560%

Never miss out on savings

  • Instant alerts for lower rates
  • Stay ahead with timely updates
  • Maximize your home’s potential
 Get rate-drop notifications

Ready for a deeper dive?

Discover the benefits of a personal mortgage consultation.

  • Honest answers to all of your questions
  • Tailored advice to fit your unique situation.
  • Insights into the latest market trends and options.
 Schedule a call

Discover mortgage insights and best practices

The Role of Mortgage Brokers in the Home Buying Process
The right mortgage broker can greatly ease your home-buying journey and ensure that you find…
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FHA Loans Explained: Benefits for First-Time Home Buyers
Being a homeowner is a dream that feels out of reach for many. You may…
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Reverse Mortgage: How It Works and Who Can Benefit
Reverse mortgages are an excellent tool for older homeowners needing additional funds for home repairs,…
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Frequently
asked questions

Find useful answers and information about the mortgage process and the services we offer.

  • What makes Arnaiz Mortgage different?

    Our personal touch, range of options, and commitment to help you achieve your financial goals with ease and confidence.

  • How do I start the loan process?

    Begin with our simple online application to get pre-approved quickly or schedule a call with us if you want more information.

  • Can I refinance my current mortgage?

    Absolutely! We’ll help you navigate the best options for refinancing and find a solution that meets your unique situation.

  • What if I'm a first-time homebuyer?

    Then you’re in the right place! We specialize in guiding first-time buyers through the mortgage process with ease.

  • How fast can I close on a home?

     The closing time varies from one loan type to another, but with our efficient process, we can help you close within 30 days or less. 

  • How can I get the most competitive rate?

    We compare multiple lenders to find you the most competitive rates.

Super excited about this one. Borrower came to me for a second opinion because his max payment was tight and he had talked to a lender and felt the rate was kind of high. He found a condo he wanted to write an offer on but needed the numbers to work.

I was able to get a rate 1% lower than the other lender. Difference of $180/month. Realtor wanted to do a quick close to make offer look good. Other lender said they needed 3 weeks, I said give me 2.

11 days from disclosures to clear to close on a Condo with an appraisal. Who said brokers can’t close quick?
...

Crazy day today. Had a file that faced some challenges out of our control. The house had tenants from hell that wouldn’t allow appraiser or inspector in the property, so we had to do our appraisal last minute. It came in just in time to meet closing, but got hit with a lovely surprise: the tenants stole the stove and also broker a window before moving out, so we had repair conditions added right before closing.

Realtor rushed to get those taken care of and we got our clear to close last night. Buyer really wanted to close before the weekend, but the issue was he was working in Surprise and title was in Tempe, so he couldn’t make that happen in time to close. So we came up with the last minute plan to sign at my office so I could scan all the documents and send them to closing/title myself to ensure we met the wire cutoff. Just barely made it, but we funded/recorded today and buyer couldn’t be happier.

Shout out to my awesome realtor Cecilia Mulroy for searching Facebook marketplace and offer up for a spare window. Couldn’t have wrapped this up this fast without you. Thanks to my Kind Lending rep Nichole Dritsas for making sure we got docs ASAP after our clear to close.
...

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...

Consolidating debt onto a HELOC can sometimes help lower payment or pay off faster if you continue to make same payments.

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#mortagelender #mortgagetips #mortgageadvice #homeloans
...

I’ve had multiple bad experiences with someone using a friend or family member as their realtor. A lot of times it’s someone inexperienced who doesn’t do real estate full time. Make sure if you use a friend or family member they are an experienced full time realtor.

#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice
...

Renovation loans can be a great option to get a house for cheaper, while allowing you to include the cost of renovations in the loan.

#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice
...

Is a larger down payment the smart move? Only when necessary. If you can afford the mortgage with a smaller down payment, keep the extra cash & put the smaller down payment.

#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice #homeloans
...

When doing your pre-approval, make sure you also discuss your max payment. That way you make sure you’re qualifying for a purchase price you’re comfortable with.

#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips
...

If you’re purchasing a home, make sure you follow these steps to ensure the lender is giving you a fair deal.

#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #Texasbroker #Texasmortgages #Texasrealestate #arnaizmortgage #arizona #azloanofficer #azmortage#california #californiamortgage #colorado#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice #homeloans
...

Are you a first time homebuyer struggling to find something affordable? Consider this as an option before giving up and renting.

#interestrates #rates #mortgage #loans #realestate #mortgagebroker #mortgagetips #mortgageadvice #loanofficer #arizonamortgage #arizonamortgages #arizonabroker #californiamortgage #californiamortgages #californiabroker #coloradomortgage #coloradomortgages #coloradobroker #arnaizmortgage
#arizona #azloanofficer #azmortage
#california #californiamortgage #colorado
#coloradomortgage #realestate
#mortagelender #mortgagetips #mortgageadvice #homeloans #refinance
#homepurchase #rates
#yourmortgageconsultantforlife
...

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