DSCR Loans

Invest with confidence in income-generating properties with a loan that offers long-term financing.
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  • Ideal for financing investment properties, such as rental homes or commercial real estate.
  • Lenders evaluate the property's income potential rather than the borrower's personal income.
  • DSCR loans consider property cash flow and potential rental income to determine eligibility.
  • Use DSCR loans to acquire additional income-producing properties and grow your investment portfolio.
  • Secure fixed-rate or adjustable-rate loans with terms suitable for long-term investment strategies.

Eligibility requirements

  • Property Type: DSCR loans are designed for income-generating properties, including residential and commercial real estate.
  • Debt-Service Coverage Ratio: Lenders typically require a minimum DSCR of 1.25 to ensure property income covers mortgage expenses.
  • Property Cash Flow: Lenders assess the property's rental income and operating expenses to calculate the DSCR.
  • Down Payment: DSCR loans may require larger down payments compared to traditional mortgages.
  • Property Management Experience: Some lenders prefer borrowers with experience managing rental properties.


Meet Mark

Mark, an experienced real estate investor, utilizes DSCR loans to finance multiple rental properties. With a focus on property cash flow and long-term investment goals, he expands his real estate portfolio with confidence.

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