FHA Loans

Unlock your path to homeownership with an FHA loan and buy your dream home with a low down payment.
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  • Benefit from a down payment as low as 3.5%, making homeownership more accessible.
  • Qualify with a lower credit score than conventional loans.
  • Enjoy the stability of a fixed-rate mortgage.
  • Transfer your FHA loan to a qualified buyer, potentially increasing your home's marketability.
  • Simplified process for refinancing, often with reduced documentation requirements.

Eligibility requirements

  • Minimum credit score: Typically 580 or higher, although requirements may vary.
  • Debt-to-income ratio: Generally 43% or less, but exceptions may apply.
  • Property requirements: Must meet FHA appraisal guidelines.
  • Mortgage insurance: Required for the life of the loan.
  • Occupancy: Must be the primary residence.


Meet Jenny

Jenny, a first-time homebuyer with a limited down payment and a credit score slightly below average, finds FHA loans ideal. With a 3.5% down payment requirement and flexible credit criteria, she qualifies for her dream home.

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