VA Loans

Designed exclusively for veterans, active military members, and their spouses, VA loans offer the honor you deserve with benefits like no down payment and no private mortgage insurance. Whether you’re buying your first home or finding a new one for your growing family, VA loans provide the support you need.
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  • No down payment is required, making homeownership more attainable for veterans.
  • VA loans often offer lower interest rates than conventional mortgages.
  • No mortgage insurance means no monthly PMI payments, reducing overall loan costs.
  • VA loans have more lenient credit and debt-to-income requirements.
  • You can pay off your mortgage early without incurring penalties.

Eligibility requirements

  • Military Service: Veterans, active-duty service members, and eligible spouses may qualify.
  • VA Certificate of Eligibility: Obtain this document to prove your VA loan entitlement.
  • Minimum Credit Score: Typically, lenders require a minimum credit score of 620.
  • Property Requirements: Homes financed with VA loans must meet specific standards.
  • Funding Fee: VA loans require a funding fee, which can be rolled into the loan amount.


Meet John

John, a retired veteran, benefits from VA loans due to his military service. With no down payment requirement and competitive interest rates, he secures a VA loan to purchase his forever home.

How can we help you today?

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